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home buying

Home Buyer Basics – Be Prepared!

In this real estate market it’s more important than ever for buyers to be prepared to enter the market. This class has been designed to give you the information you need to be successful in this market. As a student you will understand the home buying process from start to finish; the current Denver Metro real estate market; how to describe your new home; how to choose the right real estate broker.  We will also review tips and techniques for writing a strong offer. You will leave the class with the all information you need for your home buying process to be a success.

Register at the Arapahoe Community College Website

Home Buyer Basics – Be Prepared!

In this real estate market it’s more important than ever for buyers to be prepared to enter the market. This class has been designed to give you the information you need to be successful in this market. As a student you will understand the home buying process from start to finish; the current Denver Metro real estate market; how to describe your new home; how to choose the right real estate broker.  We will also review tips and techniques for writing a strong offer. You will leave the class with the all information you need for your home buying process to be a success.

Register at the Arapahoe Community College Website

Home Buyer Basics-Be Prepared

In this real estate market it’s more important than ever for buyers to be prepared to enter the market. This class has been designed to give you the information you need to be successful in this market. As a student you will understand the home buying process from start to finish; the current Denver Metro real estate market; how to describe your new home; how to choose the right real estate broker.  We will also review tips and techniques for writing a strong offer. You will leave the class with the all information you need for your home buying process to be a success.

ROOM location will be provided after registration at the ACC website linked below

Home Buyer Basics-Be Prepared

In this real estate market it’s more important than ever for buyers to be prepared to enter the market. This class has been designed to do just that. As a student you will understand the home buying process from start to finish. We review the current Denver Metro real estate market, cover the questions to consider when describing your new home, understanding how to choose the right real estate broker and a solid review of important tips and techniques for writing a strong offer. I guarantee you will leave the class with the all information you need for your home buying process to be a success.

ROOM location will be provided after registration at the ACC website linked below

Home Buyer Basics-Be Prepared

In this real estate market it’s more important than ever for buyers to be prepared to enter the market. This class has been designed to do just that. As a student you will understand the home buying process from start to finish. We review the current Denver Metro real estate market, cover the questions to consider when describing your new home, understanding how to choose the right real estate broker and a solid review of important tips and techniques for writing a strong offer. I guarantee you will leave the class with the all information you need for your home buying process to be a success.

ROOM location will be provided after registration at the ACC website linked below

Home Buyer Basics

Learn about the home buying process from start to finish. Starting with a review of the current Colorado real estate market and covering a variety of topics, such as: describing your new home, choosing a real estate broker, what to look for when viewing homes, negotiating with sellers, understanding the home inspection process, understanding real estate contracts and forms, and knowing what to expect throughout the process.  You will leave the class with the information you need to be an informed home buyer!

ROOM location will be provided after registration at the ACC website linked below

Home Buyer Basics

Learn about the home buying process from start to finish. Starting with a review of the current Colorado real estate market and covering a variety of topics, such as: describing your new home, choosing a real estate broker, what to look for when viewing homes, negotiating with sellers, understanding the home inspection process, understanding real estate contracts and forms, and knowing what to expect throughout the process.  You will leave the class with the information you need to be an informed home buyer!

ROOM location will be provided after registration at the ACC website linked below

Real Estate Bubble or Not?

The truth is I don’t know if this is a real estate bubble or not and neither does anyone else!  What I can tell you is what I tell all my clients.  “If you’re ready to buy then now is the right time”.  Of course, I also tell them to carefully consider the following information:

  1. Buy only what you can afford with the salary you are making RIGHT NOW.  Don’t count on a promotion, a raise or a new job.  In most cases, especially with first time home buyers, your income will increase, not decrease.  If you buy a home you can afford today you can weather any volatility in the the real estate market. 
  2. The market value of your home only matters when you SELL.  Although no one can predict the future, if you plan to stay in your home for 5 – 7 years you can very likely wait out any downturn in the market. Looking at historical data if you purchased your home at the peak in 2006, the Denver Market had essentially recovered by 2013 (7 years). Prior to that the property values had been increasing steadily since 1992! (S & P, Case-Shiller Home Price Index). 

    S&P Dow Jones Indices LLC, S&P/Case-Shiller CO-Denver Home Price Index© [DNXRSA], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/DNXRSA, June 6, 2017.

  3. Interest rates are incredibly low right now and the likelihood of them increasing gets a little greater every day.  For every increase in interest rates you reduce your buying power. For example: if you want to keep your principle and interest payment around $1500 and you have 20%  down, the graphic below shows you how that affects your buying power.

With all that being said… If you’ve been sitting on the fence, wondering if you want to buy or not, please reach out to me.  I will help you logically evaluate your unique situation so you can make an informed decision about whether or not you’re ready to buy.

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