5 Questions to ask your home inspector
- Is the inspector licensed (if that is required in your state) or certified through a nationally recognized professional association (if your state does not require licensing)?
Two nationally recognized associations are: ASHI (American Society of Home Inspectors) and NAHI (National Association of Home Inspectors). For those of you who live in Colorado it is important for you to know that there is no requirement for home inspectors to be licensed or even certified in our state.
- Are the inspector and the inspection company covered by Errors and Omissions (E & O) Insurance?
Errors and Omissions insurance covers you, your broker and the inspector in the event something is damaged or missed during an inspection. None of us are perfect and we all make mistakes, the important thing is that everyone is protected in the event of a problem.
- What will the inspection cover?
A professional home inspection should cover the entire home and all of the major systems, components and mechanical equipment. This includes, but is not limited to, the following: Landscaping (drainage, retaining walls, exterior structures, concrete, etc.), Exterior (siding, windows, window wells, etc.), Roof (roof covering, gutters, flashing, chimney, etc), Attic (structure, insulation, ventilation, exhaust vents, etc), Plumbing, Electrical, Furnace, Air Conditioning, Kitchen, Bathrooms, Finished interior, Structure, Basement and Crawlspace. An inspection will typically take 3-4 hours depending on the size and age of the home.
- What additional testing do you recommend?
A home inspector can only inspect what he/she can see, regardless of what you see on TV, and there are additional inspections that may be required. Most home inspectors can perform Radon testing in addition to your visual inspection but it will be for an additional cost. You should also consider getting a ‘sewer scope’. This test involves a qualified person inserting a camera into the main sewer line to uncover any potential problems with damage or blockage.
- When do I get the results of the inspection?
A reputable home inspector should be able to provide you with your inspection results at least by the end of the day of your inspection. Ideally, if you are able to attend the inspection you should be able to leave with a hard copy of your report.
Of course there are many other questions that you could ask but these are a must!